Summer 2016 Feature Story: Making Cents of Pet Insurance

By on April 5, 2016

Story by Jodi Stemler

An excerpt from Making Cents of Pet Insurance

After the third day of vomiting our Brittany, Mesa – typically a voracious eater – simply stared at her food. Whatever she ate came right back up, so we decided to seek an expert opinion. A series of inconclusive X-rays revealed a potential blockage. Mesa had stayed at a kennel the weekend before, and now we worried she had ingested some bedding and might require surgery.

The vet referred Mesa to an emergency hospital for an overnight stay that required two ultrasounds to confirm she did not have a blockage and then blood work and preventive medications to get her back to normal. After three days and more than $2,200, we had no conclusive diagnosis, but we picked up our dog, and she quickly returned to normal. My investment in pet insurance just five months earlier had already paid for itself.

To some, pet insurance seems like an unnecessary, additional cost to pet ownership. For many owners whose dogs spend more time snoozing on the couch than racing through the fields in search of game, this might be true. However, the cost of veterinary care has more than doubled over the past 10 years, and with the continued risk of potential accidents in the field or in the home, perhaps it is time to consider making the investment.

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